CHASE FREEDOM FLEX FULL
CHASE FREEDOM FLEX FREE

This is likely the decision point for most potential cardholders. Let’s take a look at a couple that you’ll have to consider as you make your decision.

Chase Ultimate Rewards Program: As you earn cash back rewards with this card, you can use them with the Chase Ultimate Rewards Program for things like travel, gift cards and Apple products.Īs you’ve probably noticed by this point, these sister cards are much more alike than they are different.īut there are differences, even if they’re subtle.

All you have to do is spend $500 or more with your card within the first three months of membership.

$200 Welcome Bonus: The Freedom Unlimited card carries an easy-to-achieve welcome bonus.

Here’s a quick look at some of the other perks to consider with this card:

3% on dining (including takeout and delivery services).

5% on travel purchased through Chase Ultimate Rewards.

In addition to the 1.5% unlimited cash back you’ll get on everyday purchases, here are the new categories that earn additional cash back bonuses:

The Chase Freedom Unlimited card long has been known for its unlimited 1.5% cash back reward, but it recently added some new categories that make it a real contender in this card category.

CHASE FREEDOM FLEX FULL

You can read the full details on this offer here.įor a deeper dive into the Chase Freedom Flex, check out Team Clark’s full review of the card here. Introductory APR Period: This card carries an introductory offer for APR on new purchases and balance transfers.Welcome Bonus Offer: The Freedom Flex offers a $200 welcome bonus if you spend at least $500 with the card in the first three months of membership.This allows for up to $800 of coverage for a cell phone that is damaged or stolen.

CHASE FREEDOM FLEX FREE

Cell Phone Protection: Thanks to a partnership with Mastercard, the Freedom Flex offers free cell phone protection for customers who pay their wireless bill with the card.Bonus Categories Beyond Rotating 5%: In addition to the rotating 5% cash back categories, the Freedom Flex card offers 5% cash back on travel bought through Chase Ultimate Rewards, 3% on dining and drug store purchases and a standard 1% on all other purchases.The reward is capped at $1,500 in purchases per quarter, so the maximum cash back for this kind of spending is $75 per quarter.īut there are ongoing cash back rewards and other perks with this card: For example, the reward category for the first quarter of 2022 was for purchases you make at grocery stores or on eBay.Ĭardholders must opt in to each new reward period to earn the 5% cash back. They include things like gas stations or restaurant purchases. While you can’t get a new Freedom card anymore, the rotating 5% cash back opportunities that made it a trendy pick for years live on through the Freedom Flex.Įach quarter, Chase highlights a different category of spending, and for that three-month period, cardholders earn 5% cash back rewards on spending in that category. The Freedom Flex is a jolt of new energy as a replacement for one of Chase’s most popular credit cards. Yes, for new purchases and balance transfers $200 if you spend $500 or more within first three monthsĥ% Cash Back at Gas Stations for One Year So which one is best for you? That likely will depend on your spending habits, but it’s something I’ll try to help you determine with this comparison of the two popular Chase credit cards. And both of these Chase cards rank among our top cash back credit cards. Money expert Clark Howard supports the idea of choosing a reliable cash back rewards credit card over things like travel or store-related rewards. Meanwhile, Chase Freedom Unlimited® offers a more straightforward cash back approach with a minimum of 1.5% cash back on all purchases. If you are looking for an everyday cash back credit card in 2022, Chase has a couple of really nice options with its Freedom series.Ĭhase Freedom Flex SM, which replaced the Chase Freedom in September 2020, is a cash back card that features a rotating 5% reward category that changes every three months.

Chase freedom flex